Real Estate Investor Insurance provided by [pods name="amplispot_custom_setting_page" id="43" field="name_of_the_company"] .

Real estate investing is rewarding however like all other investments it has some risks. The key to success in this endeavour is the proper insurance which will help protect your investment property from those risks, while providing peace of mind.
What is Real Estate Investor Insurance?

Real Estate Investor Insurance is coverage designed to protect property managers, family offices and trusts, and individual and corporate real estate investors. Sometimes called “landlord insurance,” investment property insurance can be applied to different types of owned rental properties. Real Estate Investor Insurance takes a simplified approach to insuring investor property portfolios.

Coverages offered in Real Estate Investor Insurance

Under-insuring, an investment property, over-insuring an investment property or having the wrong types of insurance on the investment property can all produce disastrous results. Here are some coverages you should consider 

    • Property and General Liability
    • Workers Compensation Insurance
    • Flood
    • Wind/Hail
    • Earthquake

Click and learn about the risks

Coverages offered in Real Estate Investor Insurance

There’s not one general price range for all Real Estate Investor Insurance policies, since the price varies greatly depending on the type, condition, size, and location of the property, the owner, and previous claims filed against the property or owner.

Having the right insurance for your real estate can help protect you against large, unexpected losses while keeping your cash flow healthy by not paying for coverage you don’t need. 

It’s important to understand your existing policies and have a trusted insurance agent as part of your real estate team to understand if your insurance coverage needs to be upgraded. If you’re under-insured when a disaster strikes, it’s usually too late to make a change.

Contact us today to know more!

Hazard Coverage

Risk Factors
When one your rental property is hit by storm and causes structural damage to the house
Solution
Hazard insurance would cover the expenses for the repair and any loss.

Note:  Please talk to your financial consultant to check all the facts before proceeding

Rent Guarantee Coverage

Risk Factors
When one your tenants is unable to pay the rent and you can lose out on the rental income for that month.
Solution
One way you can avoid an unexpected interruption in income is by purchasing a rent guarantee insurance policy, which will reimburse you if a tenant fails to pay up.

Note:  Please talk to your financial consultant to check all the facts before proceeding

Loss of income Coverage

Risk Factors
When there is a fire at one of your rental property and because of that it is now uninhabitable for renters.
Solution
Loss of income insurance can protect you from some disasters by ensuring that you are compensated if you are unable to rent the property due to catastrophic events like storms or fire damage.

Note:  Please talk to your financial consultant to check all the facts before proceeding

General Liability Coverage

Risk Factors
Your client suffers injury after slipping in one of your rental property.
Solution
General liability insurance would cover the medical expenses related to this bodily injury and any legal fees if the client decides to take legal action against your business.

Note:  Please talk to your financial consultant to check all the facts before proceeding

Workers' Compensation Coverage

Risk Factors
When one your employee working on your rental property injures himself, you are liable to pay for the medical costs and other expenses.
Solution
Workers’ compensation insurance would cover medical costs as well as a portion of the lost income if the employee is unable to work.

Note:  Please talk to your financial consultant to check all the facts before proceeding