Security Guard Insurance provided by [pods name="amplispot_custom_setting_page" id="43" field="name_of_the_company"] .

Security guards are the thin line between order and chaos. They need to put themselves in harms way every day, all so that their client's security is ensured. Security companies should be prepared for any eventuality: from protecting employees against harm on the job to covering legal costs if a disgruntled customer takes issue with your service
What is a Security Guard Insurance ?

A security guard insurance policy is a combination of different coverages customized for the unique needs of a security guard company.

Security guards have a number of possible risks and dangers they may face on the job. A security guard insurance policy is designed to protect employees from these potential hazards, while also providing peace-of mind for their clients should anything happen. The coverage provided by this type of insurance can vary depending on what types of jobs are being performed or where the company operates in terms jurisdiction specifics like liability laws which often vary significantly between states as well as local areas such as townships within those particular jurisdictions.

What Coverage Security Guard Insurance have ?

Every security insurance policy requires different coverages with unique needs. You should tailor a policy specific to your security company that can include (but certainly not limited to) many of the following coverages:

  • General Liability
  • Professional Liability
  • Incidental Medical Malpractice
  • Assault & Battery
  • Client Property coverage
  • Crime coverage
  • Auto Liability for patrol services
  • Abuse & Molestation
  • Lost Key Coverage (Client Re-Key Costs)
  • False Arrest
  • Umbrella/Excess Liability
  • Workers Compensation

Click and learn about the risks

Risks security guards face

Security guards put themselves between outside threats and the people and property they are hired to protect. These professional heroes have their work cut out for them, as there’s no shortage of risks that surround this profession- from assault claims by overzealous security guards, workplace injuries when a guard fails in his or her duty to do so safely, or false arrests which can open up liability issues depending on where you live. All these things need to be considered before purchasing your own insurance policy!

The risk exposures differ for each security company. In order to have the best insurance protection, you’ll want to talk with an insurance agent who understands the security guard insurance market. We help insure security companies and can help provide you with security insurance coverage that fits your specific needs. We would love to work with your security company. Contact us today !

Professional Liability Coverage

Risk Factors
If a fire or burglary loss should occur, the security agency could be held liable for failing in its professional duty to the client.
Solution
Professional Liability Coverage would cover any related expenses and thereby offer protection if your client takes any legal action

Note:  Please talk to your financial consultant to check all the facts before proceeding

Workers Compensation Coverage

Risk Factors
If any of your security guard have been attacked by intruders who may be carrying weapons, you will have to pay for the medical care for any injuries your employees may sustain.
Solution
This policy covers the cost of medical care, lost wages, and other expenses that are related to injuries or illnesses that your employees may sustain while they’re on the job.

Note:  Please talk to your financial consultant to check all the facts before proceeding

Commercial Auto Coverage

Risk Factors
If any of your vehicles are involved in an accident, you have to pay for repairs to the property of other driver and also pay for medical care for any injuries the other person may sustain due to the accident.
Solution
Commercial Auto policy would cover any expense for care of the driver and repair of the driver’s property

Note:  Please talk to your financial consultant to check all the facts before proceeding

Commercial General Liability

Risk Factors
If a client or a vendor can suffer from an injury while visiting your commercial property and files a lawsuit against you.
Solution
Commercial general liability insurance will cover the associated legal expenses, as well as any amounts that you may be required to pay out to the plaintiff.

Note:  Please talk to your financial consultant to check all the facts before proceeding