[pods name=”amplispot_custom_setting_page” id=”43″ field=”name_of_the_company”] helps you choose from a variety of personal insurance and business insurance solutions.
Garage Repair Shop Insurance provided by [pods name="amplispot_custom_setting_page" id="43" field="name_of_the_company"] .
Local drivers depend on you for quality auto repair service to get them back behind the wheel fast. Any number of events can threaten your day-to-day operation. A garage repair shop insurance can help pay for repairs or settle damages that might otherwise seriously threaten your business.
What Is Garage Insurance?
Garage insurance protects against a variety of liabilities often faced by garage owners and repair shops. These liabilities include things like customer slips and falls or damages resulting from faulty work. A single accident can result in a lawsuit that damages a business beyond repair, so it’s important to have accurate and sufficient coverage in place.
What are the different types of risks faced by Garage?
Automotive repair shops, car mechanics and auto body shops are not only entrusted to fix their customers’ cars, but they are also entrusted to keep those cars safe while in their control. In addition, auto repair shops face the following types of business risk:
- Slips and falls
- Worker illness or injury
- Faulty workmanship or parts
- Fire, bad weather, vandalism or theft
- Damage to a customer’s vehicle while in your care
- Employee theft or crime
- Business interruption
You need a variety of business insurance policies to protect your business from these risks. In addition, garage liability insurance and garage keepers insurance help you protect your customers’ property and your business in the wake of accidents, injuries or property damage.
Who needs it?
Businesses that have a physical location such as a garage, parking lot or storage area used to repair or store vehicles usually need garage insurance. This includes:
- Automotive repair shops
- Body shops
- Tow or impound lots
- Muffler shops
- Transmission shops
- Auto dealerships
- Tire and battery repair facilities
- And many more
What are the different types of coverages ?
Since garages vary significantly in the services they provide, you must work with independent insurance agent to determine if you need some type of specialty insurance product.
Some of the insurance coverage you should consider are
- Business property insurance
- Commercial general liability (CGL) insurance
- Business owners policy
- Employee theft and crime coverage
- Business auto insurance
These special products combine relevant business insurance policies into one comprehensive package that includes coverage such as the following:
- Tow Truck Insurance
- Body Shop Insurance
- Repair Shop Insurance
- Muffler Shop Insurance
- Radiator Services Insurance
- Transmission Repair Insurance
To learn more about what we can do for your auto service and repair shop, call us today !