Church Insurance provided by [pods name="amplispot_custom_setting_page" id="43" field="name_of_the_company"] .

Churches, synagogues, mosques and temples are much more than just buildings. They are sacred spaces that carry great meaning to all who gather there for prayer, community, connection and spirituality. It is for these reasons that the places of worship must take steps to provide safe spaces for occupants and mitigate risk on their properties.
What is Church Insurance?​

Church Insurance is protection designed for the unique coverage needs of churches and other religious organizations. Whether you need insurance to protect your church property, employees or vehicles, choosing the right coverage is vital to ensure that your organization remains healthy financially.

Common church insurance coverages

General Liability – A common coverage for churches. It protects against a variety of situations such as a worshipper becoming injured on a slippery floor.

Business Owners Policy (BOP) – Offers both liability coverage and protection for your church building and property.

Commercial Auto – Liability and physical damage coverage for church vans, busses or other vehicles used in your organization. This can include vehicles used for charity events, running errands and transporting passengers.

9 Key Risk Areas Places of Worship Face

Good risk management starts with asking tough questions about your ministry’s practices and operations. Here are nine areas to consider when developing a risk management plan for your church:

Click and learn about the risks

What does it cost?

The cost of your church insurance depends on the specific features and needs of your organization. Common factors that influence your church insurance rate include:

  • Coverage needs
  • Your location
  • Claims history
  • Your vehicles
  • Employees
  • And more

Finding the best deal for coverage is always a priority for the cost-conscious consumer, and religious organizations are no different. While getting the cheapest church insurance may save you money in some cases, it could lead to inadequate coverage if you don’t do your research.

Our team of experts can help find balance by tailoring a policy that meets both your budget requirements and needs without sacrificing quality or security with our expertise.

Talk to us today so you can be sure that everything is covered and no stone has been left unturned in our search for the best coverage!

Commercial Property Coverage

Risk Factors
When the candles in your church starts a fire and spreads throughout the church damaging furniture and other appliances.
Solution
Your commercial property insurance would help you cover the costs of repairs and damages to your church property.

Note:  Please talk to your financial consultant to check all the facts before proceeding

Workers' Compensation Coverage

Risk Factors
While carrying a heavy equipment, your employee injures himself. He needs medical care and cannot work until he recovers.
Solution
Workers’ compensation would pay for his medical bills and a portion of lost income while he recovers and is unable to work.

Note:  Please talk to your financial consultant to check all the facts before proceeding

Commercial Auto Coverage

Risk Factors
If any of your company vehicles are involved in an accident, you have to pay for third-party bodily injury, property damage, or pollution cleanup.
Solution
Commercial Auto policy would cover any expense for the medical care of the other driver and repair his property

Note:  Please talk to your financial consultant to check all the facts before proceeding

Pastoral Professional Liability Coverage

Risk Factors
A couple claims your failure to provide spiritual guidance led to their divorce
Solution
Pastoral professional liability insurance covers this by paying for your legal defense, including lawyer’s fees, court costs, and court-ordered awards or settlements.

Note:  Please talk to your financial consultant to check all the facts before proceeding

General Liability Coverage

Risk Factors
A churchgoer trips on your broken stairs, he breaks his arm. You need to pay for medical his expenses.
Solution
Your general liability policy would cover the medical expenses or any other expenses you are liable to pay.

Note:  Please talk to your financial consultant to check all the facts before proceeding