Electrical contractor insurance is designed to protect electricians and the company they work for (if not self-employed) from damage due to negligent work and injuries caused/sustained during a day on the job. It can also protect against damage to, or theft of, company property.
Electrical Contractor Insurance provided by [pods name="amplispot_custom_setting_page" id="43" field="name_of_the_company"] .
Working on electrical systems, whether in a home or at a business, can be dangerous. Self-employed electricians or electrical contractors deal with unique risks because they handle, Live wires, Active Circuits and Specialized equipment. We can help manage the associated risks with right insurance.
What Is Electrical Contractor Insurance?
Basic coverages for electricians
Other coverages for electricians
How Much Does Electrical Contractor Insurance Cost?
The cost depends on several factors including the size of the business and its location, as well as its gross sales/receipts and payroll. A solo contractor working out in the middle of nowhere in Kansas might only pay a few hundred dollars per year, whereas a giant company in, say, NYC might pay more than a million annually.
It’s typically expected, however, to be at least in the low thousands. That’s because of the large amount of risk involved in working with electricity itself, and the involvement of other people and property in the process.
We will review your needs and help you evaluate which electrical contractor insurance policy makes the most sense for you. We’ll also compare policies and quotes from multiple insurance companies to make sure you have the best protection out there. Contact us to know more !