Golf course insurance is a type of business insurance specially designed to cover the needs of a golf course. As with all business insurance, that means it’s a blend of several different types of coverage.
Golf Course Contractor Insurance provided by [pods name="amplispot_custom_setting_page" id="43" field="name_of_the_company"] .
Whether you operate a public golf course, private country club, or miniature golf course, we know you don’t want your operations handicapped by insurance red tape. Talk to us to find the right golf course insurance and you can focus on running your business and not worrying about your insurance protection.
What Is Golf Course Insurance?
Common types of insurance that may be included in a golf course insurance policy
General liability – Covers legal expenses in case of a lawsuit.
Liquor liability – Covers legal expenses specifically related to serving alcohol, like drunk driving cases.
Directors and officers insurance (D&O) – Covers board members and other senior leaders in your organization if they’re sued based on decisions they made for your organization.
Commercial property – Covers buildings and other property, like furniture, in case of natural disaster or other damage.
Flood insurance – Covers flood damage which isn’t covered by normal commercial property insurance.
Commercial auto insurance – Covers vehicles, like maintenance trucks or courtesy cars, in case of accidents.
Inland marine insurance – Covers equipment that moves, like golf carts or lawn tractors. May also cover the green or special course features like trees that aren’t covered by commercial property insurance.
Workers’ compensation – Covers worker expenses if they are injured on the job.
It’s smart to change up your coverage over time as your needs change, which an independent insurance agent can help manage. Larger courses will need more insurance, especially if you want to host special events like weddings or tournaments.
Gym & Fitness Center Insurance Policies
Buying a bunch of insurance coverage for your golf course can feel like an expensive waste of time, especially if it’s small. That’s why we’re here to demystify the process, and talk worst case scenarios.
Golf courses face many unique business challenges. Golf course insurance helps you handle them or even avoid them altogether.
Here are a few examples:
In short, there are nearly endless reasons why golf course insurance is a good idea, but only two that can make it seem like a bad idea: time and money paid out in premiums. Ultimately, those are a small price to pay for the long-term stability and success of your golf course.
Contact us today to know more about the various options you have when it comes to golf course insurance.